IMPORTANT – Take photos of the autos prior to moving them. Especially in a parking lot, since police normally will not file reports in private parking lots. Photos tell the story and identify who is AT-FAULT. Get as much information from the other person (claimant) quickly, because once police arrive, they will not allow you to talk to each other and this slows down the claim processing.
Any time you are rear ended, be prepared to the claimant may drive away because they are uninsured. You need to get their license plate in case they are uninsured, the insurance company can pursue the individual legally and your deductible is not engaged. If you have a (Hit and Run) accident, the insurance company has no recourse but to file an at-fault accident and enforce your deductible.